I cannot tell you how many times I have been asked if we offer financing. Like most developers in Latin American, my answer was sadly no. The main reason is because interest rates in banks in places like Nicaragua are so high they are not even worth mentioning.

The problem with being a cash only development was not being able to accommodate most of our potential clients, either those who could benefit the most from buying in a place like Nicaragua, where the cost of living is exceptionally low, or those who have their money tied up in other things

In either case, the majority of us have to plan ahead for important purchases like retirement or vacation properties.

In answer to our customers needs, Apanas Lake Estates proudly presents “H2O % Financing”.

The purchasing process is easy. The buyer makes a 10% down payment and signs a sales contract. The remaining 90% is paid over a five year period or in 59 equal monthly payments. Construction starts in the fourth year. Infrastructure and amenities will be in place by the time the buyer makes their final payment at the end of the fifth year; when they will be given the deed to their property.